/* ═══════════════════════════════════════
   SWAMY MONEY CHANGER — style.css
   BookMyForex-inspired · Light & Professional
═══════════════════════════════════════ */

:root {
  --blue:       #1B4FD8;
  --blue-dark:  #1340B0;
  --blue-light: #EEF3FF;
  --blue-mid:   #3B6DE8;
  --accent:     #F59E0B;
  --accent-lt:  #FEF3C7;
  --green:      #10B981;
  --red:        #EF4444;
  --dark:       #0F172A;
  --body:       #334155;
  --muted:      #64748B;
  --border:     #E2E8F0;
  --bg:         #F8FAFC;
  --white:      #FFFFFF;
  --radius:     12px;
  --shadow-sm:  0 1px 4px rgba(0,0,0,0.06);
  --shadow:     0 4px 20px rgba(0,0,0,0.08);
  --shadow-lg:  0 12px 40px rgba(0,0,0,0.12);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Sora', sans-serif;
  color: var(--body);
  background: var(--white);
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── TOP BAR ── */
.topbar {
  background: var(--blue);
  color: rgba(255,255,255,0.9);
  font-size: 0.78rem;
  padding: 8px 0;
}
.topbar-inner {
  max-width: 1180px; margin: 0 auto; padding: 0 24px;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 8px;
}
.topbar-left { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.topbar-right { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.topbar-right a { color: rgba(255,255,255,0.9); transition: color 0.2s; }
.topbar-right a:hover { color: #fff; }
.sep { opacity: 0.4; }

/* ── NAVBAR ── */
#navbar {
  position: sticky; top: 0; z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.3s;
}
#navbar.scrolled { box-shadow: var(--shadow); }

.nav-inner {
  max-width: 1180px; margin: 0 auto; padding: 0 24px;
  height: 68px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px;
}

.logo { display: flex; align-items: center; gap: 12px; }
.logo-mark {
  width: 42px; height: 42px; border-radius: 10px;
  background: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; font-weight: 800; color: white;
  font-family: 'Crimson Pro', serif;
  flex-shrink: 0;
}
.logo-words { display: flex; flex-direction: column; }
.logo-name { font-size: 0.95rem; font-weight: 700; color: var(--dark); line-height: 1.2; }
.logo-tag  { font-size: 0.68rem; color: var(--muted); letter-spacing: 0.03em; }

.nav-links { display: flex; list-style: none; gap: 4px; }
.nav-link {
  padding: 8px 14px; border-radius: 8px;
  font-size: 0.88rem; font-weight: 500; color: var(--body);
  transition: all 0.2s;
}
.nav-link:hover { color: var(--blue); background: var(--blue-light); }

.nav-actions { display: flex; align-items: center; gap: 12px; }

.btn-wa {
  display: inline-flex; align-items: center; gap: 8px;
  background: #25D366; color: white;
  padding: 9px 18px; border-radius: 8px;
  font-size: 0.85rem; font-weight: 600;
  transition: all 0.2s;
}
.btn-wa:hover { background: #1ebe5d; transform: translateY(-1px); }

.hamburger {
  display: none; flex-direction: column; gap: 5px;
  padding: 6px;
}
.hamburger span {
  width: 22px; height: 2px; background: var(--dark);
  border-radius: 2px; transition: 0.3s; display: block;
}

/* ── BUTTONS ── */
.btn-primary {
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--blue); color: white;
  padding: 13px 28px; border-radius: var(--radius);
  font-weight: 600; font-size: 0.92rem;
  transition: all 0.2s; border: none; cursor: pointer;
}
.btn-primary:hover { background: var(--blue-dark); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(27,79,216,0.3); }

.btn-secondary {
  display: inline-flex; align-items: center; justify-content: center;
  background: white; color: var(--blue);
  padding: 13px 28px; border-radius: var(--radius);
  font-weight: 600; font-size: 0.92rem;
  border: 1.5px solid var(--blue);
  transition: all 0.2s;
}
.btn-secondary:hover { background: var(--blue-light); }

/* ── HERO ── */
#hero {
  background: linear-gradient(135deg, #EEF3FF 0%, #F0F7FF 50%, #F8FAFC 100%);
  padding: 64px 0 0;
  position: relative; overflow: hidden;
}

.hero-bg-shapes { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.shape {
  position: absolute; border-radius: 50%;
  background: rgba(27,79,216,0.06);
}
.s1 { width: 500px; height: 500px; top: -200px; right: -100px; }
.s2 { width: 300px; height: 300px; bottom: 0; left: -80px; background: rgba(245,158,11,0.06); }
.s3 { width: 200px; height: 200px; top: 40%; right: 30%; background: rgba(16,185,129,0.05); }

.hero-grid {
  display: grid; grid-template-columns: 1fr 420px;
  gap: 48px; align-items: center;
  position: relative; z-index: 1;
  padding-bottom: 60px;
}

.hero-left { display: flex; flex-direction: column; gap: 24px; }

.hero-pill {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--accent-lt); border: 1px solid #FCD34D;
  color: #92400E; padding: 6px 16px; border-radius: 100px;
  font-size: 0.8rem; font-weight: 600;
  width: fit-content;
}

.hero-title {
  font-family: 'Sora', sans-serif;
  font-size: clamp(2rem, 3.5vw, 3rem);
  font-weight: 800; line-height: 1.2;
  color: var(--dark);
}
.hero-title em {
  font-style: italic; color: var(--blue);
  font-family: 'Crimson Pro', serif; font-size: 1.15em;
}

.hero-desc {
  color: var(--muted); font-size: 1rem; line-height: 1.7;
  max-width: 500px;
}

.hero-trust {
  display: flex; align-items: center; gap: 0;
  background: white; border-radius: var(--radius);
  border: 1px solid var(--border);
  overflow: hidden; width: fit-content;
  box-shadow: var(--shadow-sm);
}
.trust-item {
  display: flex; flex-direction: column; align-items: center;
  padding: 14px 20px; gap: 2px;
}
.trust-item strong { font-size: 1.1rem; font-weight: 700; color: var(--blue); }
.trust-item span   { font-size: 0.72rem; color: var(--muted); white-space: nowrap; }
.trust-divider     { width: 1px; height: 40px; background: var(--border); }

.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }

/* Converter card */
.converter-card {
  background: white;
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  border: 1px solid var(--border);
}
.conv-header { background: var(--blue); padding: 0; }
.conv-tabs { display: flex; }
.conv-tab {
  flex: 1; padding: 16px 12px;
  font-size: 0.88rem; font-weight: 600;
  color: rgba(255,255,255,0.7);
  background: transparent; border: none; cursor: pointer;
  border-bottom: 3px solid transparent;
  transition: all 0.2s;
}
.conv-tab.active { color: white; border-bottom-color: var(--accent); }
.conv-tab:hover  { color: white; }

.conv-body { padding: 24px; display: flex; flex-direction: column; gap: 16px; }

.conv-field label {
  display: block; font-size: 0.78rem; font-weight: 600;
  color: var(--muted); margin-bottom: 8px; text-transform: uppercase;
  letter-spacing: 0.06em;
}
.conv-input-wrap {
  display: flex; align-items: center;
  border: 1.5px solid var(--border); border-radius: 10px;
  overflow: hidden; transition: border-color 0.2s;
}
.conv-input-wrap:focus-within { border-color: var(--blue); }
.conv-prefix {
  padding: 0 14px; font-size: 1.1rem; font-weight: 600;
  color: var(--muted); background: var(--bg);
  border-right: 1px solid var(--border); height: 48px;
  display: flex; align-items: center;
}
.conv-input-wrap input {
  flex: 1; border: none; outline: none; padding: 0 14px;
  font-size: 1.1rem; font-weight: 600; color: var(--dark);
  font-family: 'Sora', sans-serif; height: 48px;
}
.conv-input-wrap.split input { border-right: 1px solid var(--border); }
.conv-input-wrap select {
  border: none; outline: none; padding: 0 12px;
  font-size: 0.88rem; font-weight: 600; color: var(--dark);
  background: var(--bg); cursor: pointer;
  font-family: 'Sora', sans-serif; height: 48px;
  appearance: none; padding-right: 28px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2364748B' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 10px center;
}

.conv-arrow { display: flex; justify-content: center; }
.swap-btn {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--blue-light); color: var(--blue);
  font-size: 1.1rem; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  transition: all 0.2s; cursor: pointer; border: none;
}
.swap-btn:hover { background: var(--blue); color: white; transform: rotate(180deg); }

.conv-rate-info {
  background: var(--blue-light); color: var(--blue);
  padding: 10px 14px; border-radius: 8px;
  font-size: 0.84rem; font-weight: 600; text-align: center;
}

.btn-conv-wa {
  display: block; text-align: center;
  background: #25D366; color: white;
  padding: 13px; border-radius: 10px;
  font-weight: 600; font-size: 0.92rem;
  transition: all 0.2s;
}
.btn-conv-wa:hover { background: #1ebe5d; }

.conv-note { font-size: 0.72rem; color: var(--muted); text-align: center; }

/* Ticker */
.ticker-wrap {
  background: var(--blue); overflow: hidden; padding: 10px 0;
}
.ticker {
  display: flex; gap: 40px; white-space: nowrap;
  animation: ticker 28s linear infinite;
  width: max-content;
}
.ticker-item {
  display: inline-flex; align-items: center; gap: 10px;
  color: rgba(255,255,255,0.9); font-size: 0.82rem; font-weight: 500;
}
.ticker-item .flag { font-size: 1rem; }
.ticker-item .code { font-weight: 700; color: white; }
.ticker-item .rate { color: #93C5FD; }
.ticker-item .chg  { font-size: 0.75rem; }
.ticker-item .up   { color: #6EE7B7; }
.ticker-item .dn   { color: #FCA5A5; }
.ticker-dot { color: rgba(255,255,255,0.3); font-size: 0.5rem; }

@keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ── SECTIONS ── */
section { padding: 80px 0; }
.section-alt { background: var(--bg); }

.section-head { text-align: center; margin-bottom: 48px; }
.section-eye {
  font-size: 0.78rem; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--blue);
  margin-bottom: 10px;
}
.section-title {
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  font-weight: 800; color: var(--dark); margin-bottom: 12px;
}
.section-title span { color: var(--blue); }
.section-sub { color: var(--muted); font-size: 0.95rem; }
.section-sub strong { color: var(--dark); }

/* ── RATES ── */
.rates-tabs {
  display: flex; gap: 8px; margin-bottom: 24px;
  flex-wrap: wrap;
}
.rtab {
  padding: 8px 20px; border-radius: 100px;
  font-size: 0.85rem; font-weight: 600;
  color: var(--muted); background: var(--bg);
  border: 1.5px solid var(--border);
  cursor: pointer; transition: all 0.2s;
}
.rtab.active { background: var(--blue); color: white; border-color: var(--blue); }
.rtab:hover:not(.active) { border-color: var(--blue); color: var(--blue); }

.rates-table-wrap {
  background: white; border-radius: 16px;
  border: 1px solid var(--border); overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.rates-table { width: 100%; border-collapse: collapse; }
.rates-table thead tr {
  background: var(--blue); color: white;
}
.rates-table th {
  padding: 14px 20px; text-align: left;
  font-size: 0.82rem; font-weight: 600; letter-spacing: 0.04em;
}
.rates-table td {
  padding: 14px 20px; border-bottom: 1px solid var(--border);
  font-size: 0.9rem;
}
.rates-table tbody tr:last-child td { border-bottom: none; }
.rates-table tbody tr { transition: background 0.15s; }
.rates-table tbody tr:hover { background: var(--blue-light); }
.rates-table tbody tr[data-hidden="true"] { display: none; }

.curr-cell { display: flex; align-items: center; gap: 12px; }
.curr-flag { font-size: 1.4rem; }
.curr-info .code { font-weight: 700; color: var(--dark); font-size: 0.92rem; }
.curr-info .name { font-size: 0.76rem; color: var(--muted); }
.buy-cell  { font-weight: 700; color: var(--dark); font-size: 0.95rem; }
.sell-cell { font-weight: 600; color: var(--muted); }
.chg-cell  { font-size: 0.82rem; font-weight: 600; }
.chg-cell.up  { color: var(--green); }
.chg-cell.dn  { color: var(--red); }

.act-btn {
  display: inline-flex; align-items: center; gap: 6px;
  background: #25D366; color: white;
  padding: 7px 14px; border-radius: 8px;
  font-size: 0.78rem; font-weight: 600;
  transition: background 0.2s; white-space: nowrap;
}
.act-btn:hover { background: #1ebe5d; }

.rates-footer {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; margin-top: 20px; flex-wrap: wrap;
}
.rates-footer p { font-size: 0.78rem; color: var(--muted); }

/* ── SERVICES ── */
.services-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.svc-card {
  background: white; border-radius: 14px;
  border: 1px solid var(--border);
  padding: 28px 24px;
  transition: all 0.25s; position: relative; overflow: hidden;
}
.svc-card:hover {
  border-color: var(--blue);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}
.svc-card.featured { border-color: var(--blue); background: var(--blue-light); }
.svc-badge {
  position: absolute; top: 16px; right: 16px;
  background: var(--blue); color: white;
  font-size: 0.7rem; font-weight: 700;
  padding: 4px 10px; border-radius: 100px;
  letter-spacing: 0.04em;
}
.svc-icon { font-size: 2rem; margin-bottom: 16px; }
.svc-card h3 { font-size: 1rem; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.svc-card p  { font-size: 0.85rem; color: var(--muted); line-height: 1.65; }

/* ── WHY US ── */
.why-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 20px; margin-bottom: 60px;
}
.why-card {
  background: white; border-radius: 14px;
  border: 1px solid var(--border);
  padding: 28px 24px;
  position: relative;
  transition: all 0.25s;
}
.why-card:hover { border-color: var(--blue); box-shadow: var(--shadow); }
.why-num {
  position: absolute; top: 20px; right: 20px;
  font-size: 2rem; font-weight: 800; color: var(--blue-light);
  font-family: 'Crimson Pro', serif; line-height: 1;
}
.why-icon { font-size: 2rem; margin-bottom: 14px; }
.why-card h4 { font-size: 0.95rem; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.why-card p  { font-size: 0.84rem; color: var(--muted); line-height: 1.65; }

/* Testimonials */
.testi-heading {
  font-size: 1.4rem; font-weight: 700; color: var(--dark);
  margin-bottom: 24px; text-align: center;
}
.testi-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.testi-card {
  background: var(--blue-light); border-radius: 14px;
  border: 1px solid #DBEAFE; padding: 24px;
}
.stars { color: var(--accent); font-size: 1rem; margin-bottom: 12px; letter-spacing: 2px; }
.testi-card p { font-size: 0.88rem; color: var(--body); line-height: 1.65; margin-bottom: 12px; font-style: italic; }
.testi-card span { font-size: 0.78rem; font-weight: 700; color: var(--blue); }

/* ── LOCATION ── */
.location-grid { display: grid; grid-template-columns: 380px 1fr; gap: 32px; align-items: start; }
.loc-info { display: flex; flex-direction: column; gap: 12px; }
.loc-card {
  display: flex; align-items: flex-start; gap: 14px;
  background: white; border-radius: 12px;
  border: 1px solid var(--border); padding: 16px 18px;
}
.loc-icon { font-size: 1.3rem; margin-top: 2px; flex-shrink: 0; }
.loc-card label { display: block; font-size: 0.72rem; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 4px; }
.loc-card p { font-size: 0.88rem; color: var(--dark); line-height: 1.6; }
.loc-card a { color: var(--blue); font-weight: 600; }
.open-badge {
  display: inline-block; background: #D1FAE5;
  color: #065F46; font-size: 0.7rem; font-weight: 700;
  padding: 2px 10px; border-radius: 100px; margin-top: 4px;
}

#map { height: 400px; border-radius: 16px; overflow: hidden; border: 1px solid var(--border); box-shadow: var(--shadow-sm); }

/* ── CONTACT ── */
.contact-grid { display: grid; grid-template-columns: 1fr 360px; gap: 40px; align-items: start; }
.contact-form { display: flex; flex-direction: column; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group label { font-size: 0.82rem; font-weight: 600; color: var(--dark); }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; border: 1.5px solid var(--border); border-radius: 10px;
  padding: 12px 14px; font-size: 0.92rem; font-family: 'Sora', sans-serif;
  color: var(--dark); background: white; outline: none;
  transition: border-color 0.2s; appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--blue); }
.form-group textarea { resize: vertical; min-height: 120px; }
.form-success {
  display: none; background: #D1FAE5; color: #065F46;
  border: 1px solid #6EE7B7; border-radius: 10px;
  padding: 14px; text-align: center; font-weight: 600; font-size: 0.9rem;
}
.form-success.show { display: block; }

.contact-side { display: flex; flex-direction: column; gap: 16px; }
.contact-cta-box {
  background: var(--blue); color: white;
  border-radius: 16px; padding: 28px 24px;
  display: flex; flex-direction: column; gap: 12px;
}
.contact-cta-box h3 { font-size: 1.1rem; font-weight: 700; }
.contact-cta-box p  { font-size: 0.85rem; opacity: 0.85; line-height: 1.6; }
.btn-wa-big {
  display: flex; align-items: center; justify-content: center; gap: 10px;
  background: #25D366; color: white;
  padding: 14px; border-radius: 10px;
  font-weight: 700; font-size: 0.95rem;
  transition: background 0.2s;
}
.btn-wa-big:hover { background: #1ebe5d; }
.btn-call {
  display: flex; align-items: center; justify-content: center;
  background: rgba(255,255,255,0.15); color: white;
  padding: 13px; border-radius: 10px;
  font-weight: 600; font-size: 0.9rem;
  transition: background 0.2s;
}
.btn-call:hover { background: rgba(255,255,255,0.25); }

.contact-info-list {
  background: white; border-radius: 14px;
  border: 1px solid var(--border); overflow: hidden;
}
.ci-item {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 14px 18px; border-bottom: 1px solid var(--border);
  font-size: 0.85rem; color: var(--body);
}
.ci-item:last-child { border-bottom: none; }
.ci-icon { font-size: 1rem; flex-shrink: 0; }

/* ── FOOTER ── */
footer { background: var(--dark); color: rgba(255,255,255,0.75); }
.footer-top { padding: 56px 0 40px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.4fr; gap: 40px; }

.footer-brand .logo { margin-bottom: 16px; }
.footer-brand .logo-mark { background: var(--blue); }
.footer-brand .logo-name { color: white; }
.footer-brand .logo-tag  { color: rgba(255,255,255,0.5); }
.footer-brand p { font-size: 0.85rem; line-height: 1.7; max-width: 280px; margin-bottom: 20px; }

.social-links { display: flex; gap: 10px; }
.social-links a {
  width: 36px; height: 36px; border-radius: 8px;
  background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.7);
  display: flex; align-items: center; justify-content: center;
  transition: all 0.2s;
}
.social-links a:hover { background: var(--blue); color: white; }

.footer-col h4 { color: white; font-size: 0.88rem; font-weight: 700; margin-bottom: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li { font-size: 0.84rem; }
.footer-col ul li a { transition: color 0.2s; }
.footer-col ul li a:hover { color: white; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px 0; text-align: center;
}
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.4); }

/* Floating WA */
.wa-float {
  position: fixed; bottom: 24px; right: 24px; z-index: 999;
  width: 54px; height: 54px; border-radius: 50%;
  background: #25D366;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.45);
  transition: transform 0.2s;
  animation: waPulse 2.5s ease-in-out infinite;
}
.wa-float:hover { transform: scale(1.12); }
@keyframes waPulse {
  0%,100% { box-shadow: 0 4px 20px rgba(37,211,102,0.45); }
  50%      { box-shadow: 0 4px 32px rgba(37,211,102,0.75); }
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr 380px; gap: 32px; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .testi-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 800px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-right { display: none; }
  .location-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .contact-side { order: -1; }
  .topbar-right { display: none; }
}

@media (max-width: 640px) {
  .nav-links { 
    display: none; flex-direction: column; gap: 0;
    position: absolute; top: 68px; left: 0; right: 0;
    background: white; border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow); padding: 8px 0;
  }
  .nav-links.open { display: flex; }
  .nav-link { border-radius: 0; padding: 12px 24px; border-bottom: 1px solid var(--border); }
  .hamburger { display: flex; }
  .btn-wa { display: none; }
  .services-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .testi-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-item { padding: 10px 12px; }
  .rates-table th:nth-child(5),
  .rates-table td:nth-child(5) { display: none; }
  #hero { padding-top: 40px; }
}